发新话题
打印

About open a $USD Chequing Account

About open a $USD Chequing Account

Please BOM Finacial Senvices Manager Lina Feng : How open a $USD Chequing Account at the BOM. How mush Monthly Admin Fee? How mush minimun balance to waive Monthly Fee? Thanks.

TOP

From Kings tax and Bookkeeping Service Phone:250-885-8290, www.kingstax.com
Recommend Coast Capital Saving US chequing account. better service and interst, low fee or even can get free services

Coast US Chequing account is ideal if you want to write cheques in US dollars and earn interest. This account helps to reduce the expense of converting Canadian dollars into US funds and back again. Also, it's great if you want to invest in US funds.

Key features

  All transaction fees waived with a min monthly balance of $1,000
  Earn interest
Invest and write cheques in US funds

TOP

谢谢你的提问。

1。你只需要两个有效ID原件就可以开户了。


2。如果你是在校学生的话,无论是开美金还是加币支票帐户都是免月费的,无需要有minimum balance。你可以免费使用BMO的Plus Plan,也就是每个月可以有30次的transcation。

CoastCapital是每一个月1次的Free Transaction。如果你帐户里minimum balance少于1000,一个月又用超过一次的transaction的话,every excess item will cost you $0.65。

3。BMO的美金支票帐户是没有利息的,但是可以写支票。如果你想要有利息的话,可以在免费的开设美金的储蓄帐户,年利率是0.25%,无论余额多少,利息按每日余额计算,每月派息。

CoastCapital的美金帐户利息是有tier之分的。

Coast US Chequing Tier 1 - $0 to $999.99                        0.00%
Coast US Chequing Tier 2 - $1,000.00 to $4,999.99       0.05%
Coast US Chequing Tier 3 - $5,000.00 to $24,999.99     0.10%
Coast US Chequing Tier 4 - $25,000.00 to $59,999.99    0.20%
Coast US Chequing Tier 5 - $60,000.00 +                          0.30%



-----------------------------------------------
银行账户信息,定存投资,个人贷款,房屋贷款。如果你想得到更多的咨询或更快的回复,可以给我来电或email:
Lina Feng 冯莉娜
Financial Services Manager
Bank of Montreal
3481 Cook Street
Tel:(250)405-2355   
lina.feng@bmo.com

TOP

1.CoastCapital US chequing  对学生也是全免费的. BMO对学生canadian chequing account还有30次的transcation限制。Coast Capital不管是不是学生,canadian chequing account都是免费的,没有限制次数。还有unlimited High intersted saving account 1%
2.Coast Capital US chequing, 也可以写支票,只要存满$1000.00就没有收费。
3.请问Lina,你光讲了学生的BMO US chequing account.能说说BMO US chequing account  不是学生的话,怎么收费啊?有没有minimum balance 来减免收费呢?谢谢
4。另外US dollar 想拿点利息的话,存Coast Capital saving 利息也比较好点。
Short Term 30-59 Day US GIC 0.150%
Short Term 60-89 Day US GIC 0.200%
Short Term 90-119 Day US GIC 0.250%
Short Term 120-179 Day US GIC 0.300%
Short Term 180-269 Day US GIC 0.450%
Short Term 270-364 Day US GIC 0.500%
Short Term 365 Day US GIC 0.600%

TOP

Please Lina Feng again

I an not a school student. How mush Monthly Admin Fee? How minimun balance?  How mush minimun balance to waive monthly fee?Thanks so mush.

TOP

Thank you very much

Ken :Thank you very much. How to open a $USD chequing account?

TOP

回复 6# 的帖子

It is easy to open US chequing account, just bring your two pieces of ID, then go to Coast Capital Savings. For bank locations, please visit www.coastcapitalsavings.com.
You may find people who can speak Madarin or Cantonese

TOP

引用:
原帖由 s2948cott 于 2010-1-18 22:08 发表
I an not a school student. How mush Monthly Admin Fee? How minimun balance?  How mush minimun balance to waive monthly fee?Thanks so mush.
留学生,或者与6岁以上能自己签名的子女联名开户,又或者你是60岁以上的长者,或与60岁以上的长者联名开户,你都可以免费使用美金支票帐户。

如果你不属于以上任何一种情况,你的基本月月费是$4,minimum balance $1000即可免月费。这个月计划则包括每月10次的transaction。因为楼主只是询问美金支票帐户的情况,我也只对这个问题回复。但是在coastcapital的网站上的确是说只有一次free transaction。也许我还不是太了解它们实际的操作和收费,不过这个看起来有点confuse我。

https://www.coastcapitalsavings.com/Personal/Banking/Chequing_Accounts/Coast_US_Chequing_Account/


对于美金的投资产品,多高的利率为之“高”?0.5%你就满足了吗?即便我给到你1%,你是否也会高兴到合不拢嘴?呵呵,我自己个人倒不会满足于这0.5%的利率。我自己最近在BMO做了一个美金的投资,本金放进去是$23290。我现在每个月都有USD$198的固定利息。如果你想了解更多这个产品,不妨给我来电或来信。




-----------------------------------------------
银行账户信息,定存投资,个人贷款,房屋贷款。如果你想得到更多的咨询或更快的回复,可以给我来电或email:
Lina Feng 冯莉娜
Financial Services Manager
Bank of Montreal
3481 Cook Street
Tel:(250)405-2355   
lina.feng@bmo.com

TOP

请问Lina,你的美金投资有多大风险呢? High risk, High rate
如果不大的话,我也想投资一下。谢谢

TOP

Me want to know  too.

TOP

发新话题