RRSP是“Registered Retirement Saving Plan”的首字母缩写。官方的定义“
A registered retirement savings plan (RRSP) is an arrangement between an individual and an issuer (an insurance company, a trust company or a bank) under which retirement income commences at maturity. Contributions are made by individuals and are deductible under the Income Tax Act. Earnings in the plan remain tax-free and payments out of an RRSP are taxable on receipt.” 如果取出用钱的话，有HBP和LLP可以利用。
TFSA是“Tax-Free Saving Accounting"的首字母缩写。官方的定义是“
The TFSA was introduced in Budget 2008. Since January 1, 2009, Canadian residents who are 18 years of age or older are eligible to contribute up to $5,000 annually to a TFSA. The TFSA is a flexible, registered, general purpose account that allows Canadians to maximize their savings by earning tax-free investment income. Contributions to a TFSA are not tax-deductible, but investment income earned in a TFSA, as well as TFSA withdrawals, are tax-free.”
如果想了解更多这方面的信息，可以去CRA的网站上浏览
http://www.cra-arc.gc.ca/menu-eng.html
