Annual Interest Rates | † Promotional rates: (for eligible transactions that post to your account within 120 days of your account opening) Balance transfers: 0% for your first 10 billing cycles. Access cheques and deposits: 0% for your first 10 billing cycles. This/These rate(s) may increase earlier to your Standard Rate(s) if you: (1)Do not pay your total minimum payment due by the total minimum payment due date; or (2)Exceed your credit limit.
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Interest-free Grace Period | You will not be charged interest on each new purchase for a minimum grace period of 21 days if you pay the new balance total in full by the total minimum payment due date for the account statement on which such new purchase first appears. You will always be charged interest on balance transfers, access cheques, deposits and cash advances from the date such transactions occur. | ||||||||
Minimum Payment | Your total minimum payment due will be the sum of the current payment due plus the past due amount subject to a minimum of $15. The current payment due will be the sum of:(1) 1% of your new total balance (excluding any new interest charges); plus (2) all new interest charges. If your new balance total is less than $15, the minimum payment will equal the new balance total. | ||||||||
Foreign Currency Conversion | All transactions (including returns) and payments made in a foreign currency will be converted to Canadian dollars. Transactions will be converted at a rate equivalent to MasterCard’s benchmark rate in effect on the date that we process the transactions, plus an amount equal to 2.5% of the transaction amount after it has been converted. Payments will be converted into Canadian dollars at a rate equivalent to the Bank of Canada rate reported at the close of business on the day immediately preceding the date that we process the payment, plus an amount equal to 2.5% of the foreign currency payment amount. | ||||||||
Annual Fees | None There is no annual fee. | ||||||||
Other Fees | To be charged on the day the transaction or event occurs: Transaction Fees
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原帖由 akid 于 2011-8-14 09:58 发表
Lina 你好 上次bbq回來 好久不見 congrats on the new Reno
談不上請教啦
你說的對 1percent fee 一定會有 min7.50$
Balance transfer max payback time 15 month using code cjvq
Note, after balance tran ...
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