我找了一些资料，给大家介绍一下四大银行的信用卡“金卡”
source from
www.bmo.com
Features
| Mosaik MasterCard witht the Gold Reward Option | CIBC Aerogold Visa | TD Gold Travel Visa | RBC Platinum Avion Visa |
| Annual card fee | $90 | $120 | $120 | $120 |
| Additional card fee | $15/additional card | $50/additional card | $50/additional card | $50/additional card |
| Flights outside Canada? | Yes | Yes | Yes | Yes |
| Banking plan disount with card | Yes(up to $70 annual discount to your banking plan fee) | No | No | No |
| Low rate option combined with Reward option | Low rate option 11.4%($35 annual fee) | No | No | No |
| Current interest rate | 18.5% | 19.50% | 19.75% | 19.50% |
| Companion ticket | Yes | Yes | No | No |
| Ability to change features without reapplying for a card? | Yes | No | NO | No |
Approximate dollar amount spent on the credit card to earn enough rewards for the following flights:
| Mosaik MasterCard with the Gold Reward Option | Other credit card travel programs: |
| Halifax to Vacouver | $21,000 - $24,000 | $25,000 - $37,500 |
| Toronto to Montreal | $12,000 - $13,500 | $15,000 - $22,500 |
| Calgary to Orlando | $21.000 - $24,000 | $25,000 - $39,000 |
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银行账户信息，定存投资，个人贷款，房屋贷款。如果你想得到更多的咨询或更快的回复，可以给我来电或email:
Lina Feng 冯莉娜
Financial Services Manager
Bank of Montreal
3481 Cook Street
Tel:（250）405-2355
lina.feng@bmo.com 
